

This means that the Savor card probably makes more sense for people with bigger budgets, while the SavorOne card is a great choice for those who spend less in these categories.īoth cards offer great breaks when it comes to paying fees, however.

The SavorOne card doesn’t charge an annual fee however, its rewards rate and sign-up bonus are on the lower side. Still, with the annual fee, one would have to spend at least $9,500 in dining and entertainment per year to offset it and still earn as much in rewards as the SavorOne, at the same level of spending in those categories. The Savor card charges a $95 annual fee, but it also offers higher rewards rates and sign-up bonus. Compared with the $500 spending goal of the SavorOne, the Savor’s spending goal can seem daunting, but if you charge essential expenses on the card, such as car insurance, utilities and the like, you should be able to reach the $3,000. Savor cardholders can earn a one-time $300 cash bonus when they spend $3,000 within the first three months. Cardholders can earn a one-time $200 cash bonus when they spend just $500 within the first three months of opening the account, which for foodies and extroverts should be a breeze. While the SavorOne card offers a lower sign-up bonus than the Savor card, it also requires a much lower purchase threshold. Sign-up bonusīoth credit cards offer a decent cash bonus as an incentive for signing up and making purchases. Overall, for cardholders who don’t mind eating and staying entertained closer to home, either card is a great choice for its unlimited rewards. What these cards won’t help with is earning rewards to spend on travel, such as flights and hotel stays, like some other credit cards out there. And entertainment covers everything from playhouses to pool halls, such as movies, plays, concerts, sports events, amusement parks and more. Dining rewards cover all types of eateries like coffee shops, bars and bakeries.
Capital one credit card rewards pro#
However, the popular streaming services include Netflix, Hulu and Disney+.īoth cards can benefit cardholders who like to dine out and go out, and at all price points – whether it’s driving through a favorite fast-food joint or getting courtside tickets to a pro ball game. It is worth noting that grocery store rewards are not earned at superstores like Walmart and Target. However, like the Savor, this card also gives 3% cash back at grocery stores and 1% for everything else. The SavorOne card, on the other hand, offers a lower rewards rate for dining, entertainment and popular streaming services at 3% cash back. The Savor also offers 3% cash back for purchases made at grocery stores and 1% for everything else. The Savor card gives 4% cash back, with no limits on rewards, for all dining and entertainment purchases. $200 when you spend $500 in first 3 monthsĮstimated yearly rewards value (for someone who spends $15,900)īoth the Savor and SavorOne credit cards are pretty straightforward when it comes to earning cash back rewards.

$300 when you spend $3,000 in first 3 months 3% cash back for dining, entertainment, popular streaming services and at grocery stores.3% cash back on purchases at grocery stores.4% cash back for dining, entertainment and popular streaming services.8% cash back on Vivid Seats purchases (through January 2023).In addition, the Savor charges an annual fee, whereas the SavorOne does not.Ĭapital One Savor Cash Rewards Credit CardĬapital One SavorOne Cash Rewards Credit Card The Savor offers a higher introductory offer than the SavorOne, as well as a higher rewards rate for dining and entertainment. The Savor and SavorOne cards are two of the best cash back rewards deals around for people who like to “savor” the good life, whether by dining out (or ordering in) or enjoying a night on the town.Īnd while these two cards may look and sound similar, there are a few key differences when choosing which is right for you. Want to know more? See which rewards card works best for your budget and lifestyle. The Capital One Savor Cash Rewards Credit Card* and the Capital One SavorOne Cash Reward Credit Card both offer competitive cash back rewards for dining, entertainment and at grocery stores. If you’re someone who likes to be out and about, whether it’s dining at your favorite restaurants or catching a movie, game or show – and you prefer doing it all while earning cash back rewards – you will love these two rewards credit cards from Capital One.
